Multi-stream income
A stack is steadier than a spike.
Five streams doing a few hundred each beats one stream doing it all — because when one dips, the others hold. Toggle on what you actually do, put in real numbers, and see your true monthly take-home after tax.
Your goal
$
%
15.3% is the US standard
However many you actually get
Gross per month
$518
3 active streamsAfter-tax take-home
$439
minus 15.3% SE taxOf your goal
26%
$1,482 to goEffective hourly
$11.97
gross ÷ hours workedWhere it comes from
Print-on-demand$270 (52%)
Digital products$168 (32%)
Affiliate$80 (15%)
Your streams
$270/mo
$
$168/mo
$
%
$80/mo
%
$
You're under halfway — that's normal, and fixable
Most stacks get there by deepening one stream rather than adding a fourth. In the breakdown above, whichever slice is already largest is usually the cheapest one to double.
No course in the mix
A course carries the highest price per sale of anything on this list. If you've already answered the same question fifty times, that's the course — and you've done most of the work.
You're at about $11.97/hour
Freelance pays well per project but caps at your available time. Digital and affiliate keep paying after the hours are spent — shifting even a little effort there moves this number.
Closing the gap
Gap to goal$1,482
Take-home at your goal$1,694
Extra POD sales needed165
Turn on Courses or Freelance above to see how many sales or hours would close the rest.