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Multi-stream income

A stack is steadier than a spike.

Five streams doing a few hundred each beats one stream doing it all — because when one dips, the others hold. Toggle on what you actually do, put in real numbers, and see your true monthly take-home after tax.

Your goal

$
%

15.3% is the US standard

However many you actually get

Gross per month

$518

3 active streams

After-tax take-home

$439

minus 15.3% SE tax

Of your goal

26%

$1,482 to go

Effective hourly

$11.97

gross ÷ hours worked

Where it comes from

Print-on-demand$270 (52%)
Digital products$168 (32%)
Affiliate$80 (15%)

Your streams

$270/mo
$
$168/mo
$
%
$80/mo
%
$

You're under halfway — that's normal, and fixable

Most stacks get there by deepening one stream rather than adding a fourth. In the breakdown above, whichever slice is already largest is usually the cheapest one to double.

No course in the mix

A course carries the highest price per sale of anything on this list. If you've already answered the same question fifty times, that's the course — and you've done most of the work.

You're at about $11.97/hour

Freelance pays well per project but caps at your available time. Digital and affiliate keep paying after the hours are spent — shifting even a little effort there moves this number.

Closing the gap

Gap to goal$1,482
Take-home at your goal$1,694
Extra POD sales needed165

Turn on Courses or Freelance above to see how many sales or hours would close the rest.

The stack I actually use

Gumroad →Sell digital products fast

Some links above are affiliate links — if you sign up through one I may earn a small commission at no extra cost to you. I only list tools I actually use. Full disclosure →

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